It's freezing here! Brrrr. As I sit typing this, my nose is cold. My knees are cold--and I'm wearing long pants. I have a small afghan across my lap. I live in Baltimore and it's not supposed to be cold!
Now, I'm sure that there are places that are colder. Truly. But it's all a matter of what you're used to. If the normal temps are in the forties and then suddenly the temp drops to the twenties, then that's cold. Add in a brisk wind and you have the makings for an uncomfortable day or night. If on top of that you're like me with a patio door that leaks like a sieve, then there you are. Cold.
It's enough to make you thankful for a place to live, though. Very thankful.