Today the hunk and I went to see a Financial Planner. The hunk's employer (in their usual fashion) offered a retirement incentive plan with a long lead time to consider it--30 days. So on the 22nd of this month he must notify his company if he plans to take the retirement package. And if his application is accepted, his last day will be the 29th.
Of necessity, we needed to figure out whether we could actually live on his pension plan. It was an interesting experience. For several years we've lived a cash only existence. And we have NO debts. The planner wasn't quite sure what to make of us. It took him a while to move past that.
We spent pretty much most of our marriage in debt. When we finally had an opportunity to change that, we very deliberately paid everything off with the view that we wanted to be debt free when we reached retirement age.
Now, we have approximately two weeks to pull our stuff together, file whatever paperwork we need to file, and get ready to leap out into the unknown territory know as retirement.
Friends ask me what the hunk is going to do after he retires. The answer is? I have nooooo idea. I plan to get up every morning and lock myself in my office.
In our other planning and speculations, we never really thought about what the hunk would do when he no longer had to work. After thirty-nine years on the job, it's pretty ingrained for him to "get up and go". Computer games and surfing the internet can only take up so much time.
So in the next couple weeks we'll also be researching things. There are volunteer possibilities. We have a senior citizen center not very far away with lots of activities. He could go for a walk. He could go to the gym. It's interesting that we don't plan that part of our lives as meticulously as we plan our finances.
What about you? What will you do when you retire?